About us

IBI Investment House - Leading Financial Institution.

IBI Investment House is one of Israel’s leading financial institutions operating in the non-banking sector.

We are proudly approaching our 50th anniversary, consistently developing and diversifying our services. Our creativity and innovation have allowed us to provide comprehensive financial solutions, bringing real benefits to our customers.

IBI Poland Secured Funding - Non-banking Financing for Companies

IBI Polska Secured Funding sp. z o.o. is part of IBI Investment House, specializing in non-bank financing for businesses. We offer loans for entrepreneurs secured by mortgages on real estate.

Our offer is addressed to:

Civil partnerships, limited liability companies, general partnerships, joint stock companies - with at least one year of business experience
Developers at the pre- or in-development stage
Companies in need of alternative working capital or bridge financing

Business Loans – Fast and Flexible Solutions

Our loans can be used for any business-related purpose, including refinancing other obligations.

We support entrepreneurs:

Looking for fast financing for 12-24 months
Waiting for a bank decision or with a negative bank decision
In need of funds to pay off liabilities (Social Security, US, debt collector, etc.).
Those wishing to clear entries on the Land Registry

Financing Conditions

Amount of financing: from PLN 1 million
LTV: 50% of the collateral value
Financing period: 3-12 months (extendable to 24 months)
Commissions and fees - determined individually

Get in touch with us!

Our team

Yizhaq Cohen

CEO

Experienced financial leader with over 30 years in strategic management and innovative financial solutions. I specialize in business funding, portfolio management, and driving sustainable growth through tailored financial strategies. As CEO of IBI Polska Secured Funding, I lead the company’s expansion in the Polish market, combining international expertise with strong local market insight. I'm passionate about creating value through strategic partnerships and empowering teams to deliver measurable results in a dynamic business environment.

Jhonatan Chmura

Vice President

I have been with IBI Investment House for over 7 years and currently serve as Vice President of IBI Investment House Polska. I oversee the company’s lending operations and specialize in business financing, supporting entrepreneurs and companies in accessing tailored non-bank funding solutions. I provide strategic supervision, assess risk, and ensure the efficiency of our financing processes.

Mordechay Friedrich

Sales manager

I’m responsible for sales and customer relations. I make sure our offer reaches the right people and meets their needs. I focus on delivering real value – both to our business partners and to the entire team. I support the company’s growth by building strong relationships and finding the best solutions. I enjoy working with people and creating win-win situations.

Tomasz Kolbusz

Head of Sales and Marketing

With over thirteen years of experience, I currently serve as Head of Sales and Marketing at IBI Investment House Polska. I apply my expertise in sales strategy and marketing to drive business growth and create value for our clients. My strengths lie in developing dynamic sales initiatives and building lasting client relationships, fully aligned with IBI’s mission to deliver exceptional investment opportunities.

Adrian Głaszczka

Regional Director

At our institution, I am responsible for strategic sales planning, implementation of sales activities and identification of new market opportunities. My main tasks consist of building business relationships with our partners as well as customers throughout the country. With many years of experience in the financial industry, I value professionalism and the involvement of our partners in the entire process of obtaining financing.

Małgorzata Buczek

Regional Director

I’m a Regional Director with 15 years of experience in non-bank finance. I value unconventional solutions and a flexible approach to challenges. At IBI Investment House, I work closely with financial intermediaries to build strong partnerships and deliver tailored financing options that meet the needs of our clients.

Magdalena Wojtas

Head of Legal, Attorney at Law

At IBI, I lead the legal department with a focus on nationwide real estate transactions, including the sale of high-value commercial and residential properties. I support the management board in strategic legal matters, oversee compliance (including AML), streamline legal operations, and coordinate debt recovery efforts.

Jacek Zych

Property Valuer

I’m a certified property valuer with over 25 years of experience in the real estate sector. I'm licensed in Poland, a RICS Registered Valuer, and a member of the Royal Institution of Chartered Surveyors (RICS).
Throughout my career, I’ve worked with banks and advisory firms, served as a court expert at the Warsaw District Court, and provided expert valuations for the banking sector. At IBI, I lead the valuation of secured assets and support projects related to financing, legal matters, and investment decisions, always ensuring compliance with national regulations and RICS standards.

Natalia Majsterek

Junior Real Estate Specialist

As a Junior Real Estate Specialist, I ensure transaction security by overseeing the accuracy of loan insurance and the up-to-date status of land and mortgage records. I actively support property sales by creating potential client databases and coordinating promotional activities. My commitment and attention to detail result in effective and secure transaction completion.

Justyna Gajewska

Administration Manager

I have been with IBI Group since the beginning of its operations in Poland. As Administration Manager, I oversee the smooth functioning of the company’s administrative processes, manage the calendar of the CEO, and support daily operations. I also handle transaction documentation, verify invoices, and coordinate with service providers to ensure efficient financial, payroll, and HR workflows.

Paulina Chróścicka

Operations and Administrative Manager

As an Operations and Administrative Manager, I manage financial and banking operations, streamline HR and recruitment processes, and coordinate daily team activities. I also support accounting and IT functions, ensure smooth internal workflows, and oversee cost-effective agreements.

Julia Kubik

Office Assistant

I am responsible for organizing meetings, managing daily office administration and ensuring smooth internal communication. I also support the marketing team in creating campaigns and managing social media, as well as assist the sales department with document flow and client communication.

Kamila Noruk-Hakel

Loan Portfolio Manager

As Loan Portfolio Manager at IBI Poland, I am responsible for the comprehensive management of the portfolio of loans granted to businesses and coordination of a team of analysts.
I specialize in credit risk analysis, documentation supervision and optimization of operational processes. I combine an analytical approach with a business view, supporting the company's strategic credit decisions.

Małgorzata Tkaczyk

Analyst in the Credit Risk Department

With years of professional experience in banks and other financial institutions, I currently work as an analyst in the credit risk department. I evaluate loan applications, analyze financial records and credit history, assess customers' repayment capacity and financing goals, and conduct preliminary collateral reviews. I also work closely with regional directors and financial brokers.

Krzysztof Piskorski

Financial Analyst

I’m responsible for analyzing potential and existing credit investments through detailed financial modeling, industry research, and portfolio analysis. My primary focus is on monitoring the performance of loans within the portfolio, identifying emerging risks, and providing ongoing reporting to senior management. Additionally, I support the investment team by conducting due diligence, performing necessary calculations, and assisting in the structuring and execution of transactions.

Jakub Ciepliński

Head of Business Analysis

I lead and support the business analysis team. As a team we analyze data to guide strategic decisions. On a daily basis we recommend and implement process improvements in order to deliver better and more comprehensive reports and presentations. We also support projects with analytical input and track market trends and competitor activities.

Krystian Jaworski

Financial Controller

As a Financial Controller, I oversee the company’s financial operations, including accounting, reporting, and regulatory compliance. I participate in preparing financial statements, monitor cash flows, intercompany transactions, payroll, investments, taxes, and costs. I also work closely with senior management to support portfolio monitoring, coordinate with external auditors and service providers, and implement internal controls to ensure the fund’s financial integrity.